Our client is a leading global financial services organisation. The position is responsible for assessing and approving transactions, overseeing risk frameworks, and supporting a robust risk culture across the wealth business.
The role provides strategic input into credit and product governance, and regularly partners with senior stakeholders across Risk, Legal, Compliance, Operations and the front office.
Key Responsibilities
- Trade Approvals & Oversight: Provide timely risk assessment and approval of trade exceptions, asset movements and transaction adjustments in line with policy and control frameworks.
- Client Eligibility: Evaluate and approve client eligibility requests and special transactions; act as a key escalation point for financial advisers on trade approvals and risk issues.
- Credit & Margin Risk Management: Monitor client portfolios, margin exposures and credit limits, proactively identifying and mitigating emerging risks.
- Risk Frameworks & Policy: Lead the ongoing development and enhancement of credit and margin lending risk frameworks; contribute to product suitability and governance processes.
- Cross-Functional Collaboration: Partner with internal stakeholders including Compliance, Operations, Technology and Product to ensure effective risk control and alignment to regulatory standards.
- Reporting & Governance: Prepare risk reporting and insights for senior management and risk committees, highlighting portfolio trends and recommending improvements to the control environment.
- Minimum 5+ years’ experience in risk management or product risk roles within wealth management, banking, or financial markets.
- Strong understanding of credit risk, margin lending principles, and financial markets products
- Excellent analytical skills and attention to detail; comfortable interpreting exposure data and identifying risk trends.
- Advanced communication and stakeholder engagement skills, with the ability to influence and challenge constructively.
- Proficiency with data analytics tools (Power BI, SQL, Python) is highly regarded.
- Tertiary qualifications in Finance, Business, Economics or a related discipline preferred.